貯金が貯まらない人の特徴と対策〜お金持ちになりたいあなたへ〜 | 女坊主一人旅ブログ

貯金が貯まらない人の特徴と対策〜お金持ちになりたいあなたへ〜

お金

私は貯金するのが大好きです。

 

また両親が大変な倹約家(ケチ)で、どうやら私には遺伝子レベルでお金を使わない精神が刷り込まれているようです。

 

そのためか、特別な努力をせずとも割とすぐにお金が貯まり、長期で旅行に行くことが可能となっています。

 

それでケチオブケチ(ケチの中のケチ)から見た、貯金の貯まらない人たちの特徴を挙げて行きたいと思います。

 

家賃や住宅ローンが高い家に住んでいる

ユニットバスじゃない

ユニットバスってそんなに気になります?

 

確かに家族でユニットバスはきついかもしれませんが、一人暮らしでしたら問題がないような気がします

 

バス・トイレ別ですと、10~20%程度家賃が高くなってしますので、やはり貯金をしたいということであればユニットバスタイプをおすすめします。

 

 

外食が多い

フランスに行きたいと言っていた友人で、その子はフランスに行きたいのに貯金がたまらないと嘆いていました。

 

その子とカフェに行ったのですが、なんとパンケーキをコーヒーと一緒に頼み、お会計は1000円越え

 

正直ケチな私としてはありえないお金の使い方となります。

 

コーヒーはカフェの場所代として最低限頼む必要があると思いますが、パンケーキは自分で簡単に作れて家で美味しく食べられます

 

もちろん私もカフェでスイーツを食べることはあるのですが、ワンコイン(500円以内)には抑えています。

カフェ代は高いから浪費で無駄?依存者のスタバ代節約術〜お金かかるが行かない選択肢はない〜

 

父親のケチさ

戦争を経験したことも一因として考えられるのですが、父親のケチさは尋常ではありません

 

どれだけ私の父親がケチなのかというと、彼が歯磨きで使った彼の歯垢が入った使用済みの汚水を、洗う食器が入っているタルに入れてしまうのです。

 

それを見た瞬間鳥肌が立ちました。

ケチとはいえあまりにも度が過ぎています。

 

話を聞くと、どうやら水がもったいないという考えから行なっているようでした。

さすがに不潔なので辞めてもらいました。

 

ただ両親ともケチとはいえ、意外かもしれませんが、普段の買い物はクレジットカードを使っています。

 

 

貯金が貯まらない人の特徴まとめ

要はお金を使わなければお金は貯まります

 

また、自己啓発本を読んでいて、貯金するな全部使えというような記述を時々目にします。

 

これは半分正解で半分間違っていると思います。

 

なぜならお金の使い所はそう多くないと思うからです。

 

経験にお金を使えと言っても、きちんと自分の使いどころをわきまえて使わないとそれは単に浪費になってしまいます

 

みんなが憧れる矢沢永吉も、ここぞという時に自己資金を全額つぎ込んだといわれています。

 

チャンスはいつも転がっているわけじゃない

 

ここぞという時の準備は必要なのです。

 

芸能人が憧れる芸能人「矢沢永吉」。永ちゃんの深イイ話(2009年)
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